Condo Insurance in Greenville, SC

Insuring your condo against potential risks is a critical responsibility. Condo insurance can help cover numerous scenarios that may otherwise be financially devastating. 

Is Condo Insurance the Same as Home Insurance?

No, condo insurance and home insurance are different products. A condo policy is designed to help cover a unit’s interior walls, floors and contents, as well as liability claims. A home policy can help cover the entire structure of a dwelling and unattached structures. In the case of condominiums, the whole building is typically covered under a condo association’s master policy, which includes common spaces.

Is Coverage Required?

Condo insurance isn’t typically a legal mandate; however, that doesn’t mean it isn’t necessary. Some condo associations may have rules about maintaining certain levels of coverage. Likewise, if you have a lease on your unit, your lender may stipulate coverage until it’s paid off. Even if you own the unit outright, having condo insurance can be vital to help protect your assets after a covered event.

Do I Need It?

Condo insurance can be important for any unit owner. What if a fire damages part of your kitchen, including walls and appliances? Condo insurance may help cover repair costs. What if a break-in occurs and your laptop is stolen? Condo insurance can help pay for a replacement. What if a guest slips in your unit and decides to sue? Condo insurance may help cover their medical bills and your legal fees.

Ultimately, your condo represents a significant investment—perhaps the most expensive you’ll ever make. Help protect your unit, its contents and your finances with the right condo insurance.

Where Can I Get Coverage?

Super Insurance Discounts is your partner when it comes to finding affordable coverage that suits your needs. Contact us today to discuss insurance options with no obligation.